Committed to Your Financing Needs
Best Finance Capital INC
Best Finance Capital, Inc.
(714) 450-6950

FHA Loan

FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration. FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment. The Federal Housing Administration does not lend the borrower the money rather, the borrower pays a monthly or annual mortgage insurance premium to the FHA to insure the loan, which the lending institution issues to borrower. The FHA Home loan offers attractive interest rates and less stringent qualifications with lenient credit requirements. It also allows less of a waiting period required for approval after a major financial setback such as bankruptcy or foreclosure.

  • FICO 560+
  • Manual Underwrite: FICO 500+ or No Credit Report
  • No Credit Report for Streamline Refinances
  • Minimum Down Payment 3.5%

Download FHA Streamline Matrix

Download FHA Full Doc Matrix

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